Either one of these belts would most likely have passed a visual inspection a week before they failed. The rubber has dried out and weakened, but you can't see that. This is why a simple inspection of a timing belt is not a good indication of life remaining. Replace them at manufacture's recommendation.

Broken Timing Belt 

 

Broken Timing Belt

This section of cogs stripped off due to fatigue, all of the other cogs on this belt appeared perfectly fine.

 

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Wayne's Garage
27 E 27th in Eugene
333 Q Street in Springfield